Insurance medicals comprise of a variety of tests specified by the insurer. Your insurance company may request an insurance medical for your insurance policy. This may be to offer you the best possible quote for your proposed policy.
The insurance company decides which tests are required and ask us to complete these with you. This involves the practice completing a comprehensive questionnaire documenting your medical plus family history. The requirement of specific tests depends on the type of policy you are applying for. On booking your medical we will advise you of the requirements we have been asked for by the insurance company. If you have any concerns regarding the requirement of the medical or specific tests, you should query these with your broker or the insurance company before attending for your medical.
What is involved?
You will be asked questions about your personal and family medical history. The doctor will perform an examination of your height, weight, blood pressure, lung function, chest, heart, abdomen, reflexes, eyes and ears. The examination will take between 20-30 minutes depending on the tests required.
Tests may include:
- HIV test (test carried out in a laboratory)
- Blood biochemistry including Cholesterol Level, Blood Sugar Level, Liver Function Tests (LFT’s), Kidney Function etc.
- Lung Function test
- Heart assessment – resting ECG
- Stress ECG which will take 40 – 50 minutes to complete. You will be required to exercise on a treadmill and this can be carried out if requested at The Well Beacon Clinic.
These reports are confidential and only are issued on receipt of a signed consent form from the patient.